Sam’s is pleased to offer third party financing through Synchrony Bank and Snap Finance.

Synchrony: Upon credit approval, the furniture of your choice may be placed on a zero-down, zero-interest contract for either 6 or 12 months, based on the amount of the purchase. A minimum monthly payment will be required on all finance contracts. The minimum purchase amount to use Synchrony is $299. Extended financing is also available. See store for more details. Apply in-store today!

Snap: Upon lease approval, you pick out the merchandise you want and Snap purchases the merchandise from the participating merchant location. The property is owned by Snap and rented to you until you elect to complete all of the lease renewal payments or use an early purchase option. The minimum purchase amount to use Snap is $299. See store for more details. Apply online HERE or in-store today!



We are glad to offer 30-day layaway options on all of our merchandise.

To place items on layaway, a 25% down payment is required, and the item must be paid in full and either picked up or delivered within the 30 day period.

If you wish to cancel your layaway at any time, we reserve the right to hold your initial 25% down payment as a cancellation and re-stocking fee.

Any remaining amount that had been paid on the invoice will be returned to you on the same method of payment originally used.



If for some reason you need to re-select, return, or exchange merchandise we ask that it be:

Returned to the store within 72 hours.

In the original box or packaging.

Accompanied by the original receipt.

In the same (new) condition as it was purchased.

*If you smoke in your home or have pets, merchandise cannot be returned.*

*Return/Exchange policy does not include: Mattresses, Custom Ordered Items, Pillows or Sheets.*

*We reserve the right to withhold a 15% restocking fee on any returned or exchanged items*



All Special Orders require a minimum of 25% down, and must be paid in full prior to pickup or delivery.

Sam’s Furniture is pleased to be able to Special Order items to meet your specific needs; However, any delays caused by the manufacturer or through shipping are beyond our control.

If you wish to request an ETA (estimated time of arrival) for your Special Order, we ask that you wait until the last week of the approximate order time you were initially given to contact us.

*Due to Covid-19, shipping times may be longer than initially anticipated. We appreciate your patience and understanding during these difficult times.*



We guarantee our prices to be the lowest in the area.

If you find the identical item advertised for less at another local store within 30 days of your purchase, we will refund 200% of the difference!

See store for more details.